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6 - DEADLINE APAG - WITHDRAWAL OF ALLOWANCES Portuguese (IMPORTANT)
What is absolutely indispensabilesia for keep intact the values \u200b\u200bof the check as titoloesecutivo, is to empower the bank EVENT SHALL unlawful revocation of, is that the check is presented to the Portuguese bank apage the statutory period of collection.
As we have explained periodolegale collection is the period fixed by the law in which the bank does not puòaccettare revocation checks.
Without going unexplained legally complex take on what period of time (the leggeprevede 3 different terms, depending on the pizza and place of national pagamentosiano, the Mediterranean countries of the airport - Europe and North Africa) or restod el world) the safest option is to use the national terminedegli 8 days (in fact Despite the collection siainternazionale - Italy v Portugal, it is very doubtful if that can be applied iltermine European 20 days, since the "square" that normally imprenditoreportoghese scrivenell'assegno Portuguese is his city, then, even if the check éincassato internationally, technically the square and place of payment are in Portugal).
aware that lapresentazione fee, in legal terms, is when the check arrives allabanca Portuguese is, for the payment and not quandol 'the Italian entrepreneur has built his Italian bank.
fact, when the imprenditoreitaliano presents the check to his Italian bank, is presenting apage do not flush, because the Italian bank, the bank is not obbligata alpagamento, in qs caso sta semplicemente conferndo mandato alla sua bancaitaliano per curere l’incasso presso la banca tratta estera. Per cuitecnicamente il vero incasso e presentazione a pagamento avviene solo quando l’assegnoé presentato alla banca portoghese tratta per pagamento.
Quindi, considerando chetra la data scritta nell’assegno e la data in qui il medesimo èpresentato a pagamento alla banca portoghese, non possono decorre più di 8 group, it is absolutely essential that allowance siapresentato to the Italian bank was responsible for requiring the payment on the check nelgiorno constant or at most 1 or 2 days later.
fact, if the imprenditoreitaliano, for example, has its base in Italy to check on the 5th day, very unlikely to be physically presented ( unfortunately not yet infunzionamento a chamber elettronicaeuropea compensation) to the Portuguese bank before the eighth day (there are tempitecnici processing and shipping.)
If the check is presented overstayers are lost as enforceable rights and perresponsabilizzare the bank in case of withdrawal.
7 - WARNING
Entrepreneur debtor, well who are aware di questi fatti, e astutamente, in taluni casi, quando sa che l’assegno non sarà pagato (perché già revocato o perché non ha fondi),cercherà di far ritardare il deposito del medesimo, accampando scuse, (per esempio informandoche non ha fondi e quindi di attendere, o che esistono altri problemi tecniciper cui è necessario attendere alcuni giorni) so as to lose the rights to the rightful bearer.
Another attempt by the debtor, will be to invent excuses to request the return of the check. Sometimes claims that wants to make a bank transfer to pay their way, bad bank "calls for" the check is not paid or withdrawn to make a transfer. Ever not the only reason he wants to check is to take away the title and then the opportunity to exercise their rights, or because the bank was agreed to have acted badly and quindidi be responsible, and is lobbying to get back the check. There is no reason, legal or banking process, it is necessary to return the check to pay, even if the check is discovered to have been given as "without funds, "the return of the check by the original debtor to the bank" justifies "the incident banking, because it shall be deemed to have paid for the title.
allatentazione should not fall to favor the debtor and deposit the check immediately, in their term, and not return until you have a pagamentocerto (bank draft) or bank already received.
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